Build a multi-currency wallet
Hold, send and receive in 15+ currencies with local account details and mid-market FX. Describe your wallet and get a clickable prototype today.
Businesses that trade across borders lose margin twice: once on FX spreads, and again on the operational drag of moving money through banks that weren't built for it. A multi-currency wallet gives your customers local account details in the currencies they trade in, mid-market FX and instant payouts — under your brand.
Kobble's AI builder turns a plain-language description of your wallet into a clickable prototype: multi-currency balances, FX conversion flows, batch supplier payouts and compliance-ready onboarding. The same Kobble modules then power the production product, with AUSTRAC-registered infrastructure underneath.
What you can build
15+ currency balances
Customers hold and convert between major currencies with transparent mid-market FX, in an experience designed for businesses rather than travellers.
Local account details
USD, EUR, GBP and AUD account details so customers get paid like a local — no correspondent-bank surprises for their clients.
Instant domestic and international transfers
PayID and PayTo for instant AUD movement, SWIFT for international rails, and batch payouts for supplier runs.
Business-grade onboarding
KYB verification for companies, KYC for directors and beneficial owners, with AML monitoring aligned to AUSTRAC obligations.
Your brand on every screen
The builder applies your logo and brand colours across the wallet, statements and notifications automatically.
Powered by Kobble modules
The prototype is assembled from the same licensed modules that run in production — what you approve in the design is what launches.
- Multi-currency accounts
- FX conversion
- PayID / PayTo payments
- SWIFT transfers
- Batch payouts
- KYC / KYB onboarding
- AML monitoring
How it works
- 1
Describe it
Start from your company or a blank slate. One sentence is enough — the builder researches your brand and asks the right follow-ups.
- 2
Shape the build
Pick a concept, toggle the modules you need and choose a design style. Your logo and brand colours are applied automatically.
- 3
Get the prototype
A clickable app in your brand, a build-vs-Kobble ownership map, a compliance pathway and exportable briefs for your team.
Frequently asked questions
Which currencies can the wallet support?
The prototype models 15+ major currencies including USD, EUR, GBP and AUD with local account details for the majors. The exact production set is confirmed during scoping with the Kobble team.
Is this for consumers or businesses?
The builder handles both — describe your audience in the prompt. Business wallets add KYB onboarding, batch payouts and role-based access; consumer wallets prioritise cards and instant transfers.
How is compliance handled for cross-border money movement?
Kobble is AUSTRAC-registered and operates under an Australian Financial Services Licence. The builder produces a compliance pathway showing which obligations Kobble's infrastructure covers and which remain with you.
Can I add cards to the wallet later?
Yes — card issuing is a module. Many wallet products launch payments-first and switch on branded debit cards in a later phase.
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Digital banking
Savings, transactions, cards and lending in one mobile-first experience. Describe the bank you want to see and get a clickable prototype.
Build a multi-currency wallet
Describe it in a sentence. See it as a clickable prototype in your brand — then take it live in around 8 weeks on Kobble.
Start building — it's free